What people are saying

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"Iain was highly recommended to me by another professional and I'm so happy I chose to work with him. I was unsure about using a mortgage broker but it was the best decision I ever made. Iain's helpful, caring and professional manner made the mortgage process so easy. He has so much knowledge to share and offered as much time as was needed for explanations. He is efficient, responsive and truly listened and considered my needs. The entire process was seamless - he led me through it all step by step. Iain is a very humble person and it was obvious he had my best interests in mind. On top of that, he has a great sense of humour which made it even more of a pleasure to work with him. I always enjoyed our conversations and have absolutely no hestitation in recommending him." - Jody Onuma

Download the #1 Mortgage App in Canada

  • Calculate your total cost of owning a home
  • Estimate the minimum down payment you need
  • Calculate Land transfer taxes and the available rebates
  • Calculate the maximum loan you can borrow
  • Stress test your mortgage
  • Estimate your Closing costs
  • Compare your options side by side
  • Search for the best mortgage rates
  • Email Summary reports (PDF)
  • Use my app in English, French, Spanish, Hindi and Chinese

Purchase

 

You want to buy a home but sometimes the process can feel overwhelming and stressful. My aim is to provide you with relevant information so you may make informed decisions. After that, I lead the application process on your behalf.

Refinance

 

You may be looking to access equity already built up in your current home. Perhaps it's time to start your renovation, consolidate old debt or buy an investment property – let's start a conversation around the options available.

Renewal

 

Get an independent assessment on your renewal offer from your current mortgage lender – it may be that there are more competitive terms available with other lenders. Enjoy peace of mind that you are getting the best rates available for your situation.

First Time Homebuyers

 

Let’s find out what you qualify for and walk through the mortgage application process so that you are in control. I will make the process straightforward and easy to understand.

Reverse Mortgages

 

For the majority of Canadians, their home represents their greatest asset. And yet for some, particularly when on a fixed income, it can be hard to meet every day costs or healthcare bills. If you are age 55+ a reverse mortgage will allow you to access the equity in your home and turn it into tax-free cash without a need to sell the family home. In addition, there are no monthly payments required.

Smith Manoeuvre

 

Master your mortgage and eliminate your mortgage debt faster, generate valuable tax deductions and invest for your future. Starting now – ask me how!

Let's Talk

Contact us today to see how we can help you.