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Looking out for you.

Your best interests are always central to the work we do.

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Working for you.

Work with someone who takes an interest in the property market and what is best for you.

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You come first.

Regular communication is everything.

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Providing you with the best possible independent professional mortgage advice.

Hi, thanks for visiting my website!

As an independent mortgage broker, I am here to help you with your home ownership goals. I also like to help homeowners building wealth through owning their own home.

In recent years, more Canadians are enjoying the benefits of working with an independent, professional, mortgage broker.

In particular, the people I work with appreciate:

  •   Convenience. Conversations can take place on the phone or a Zoom call with less disruption to your schedule.
  •   Speed. Documents are gathered through my secure, online portal. Document signing is virtual and simple to do.
  •   Time savings. By using a broker many Lenders and their products can be accessed for you. You can stay focussed on looking for the ideal home.
  •   Peace of mind. Knowing that I will always source mortgage products that will serve your best interests.
  •   Informed decisions. My clients know that I will provide them with the relevant knowledge, in plain language, so they can make informed choices.

I look forward to getting to know you better, please get in touch with your questions!

P.S. Don’t forget to download my app which you will find at the bottom of this page!
It allows you to run all types of scenarios and reports for your own home.

Iain Wallace

What people are saying

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"Iain was highly recommended to me by another professional and I'm so happy I chose to work with him. I was unsure about using a mortgage broker but it was the best decision I ever made. Iain's helpful, caring and professional manner made the mortgage process so easy. He has so much knowledge to share and offered as much time as was needed for explanations. He is efficient, responsive and truly listened and considered my needs. The entire process was seamless - he led me through it all step by step. Iain is a very humble person and it was obvious he had my best interests in mind. On top of that, he has a great sense of humour which made it even more of a pleasure to work with him. I always enjoyed our conversations and have absolutely no hestitation in recommending him." - Jody Onuma

Download the #1 Mortgage App in Canada

  • Calculate your total cost of owning a home
  • Estimate the minimum down payment you need
  • Calculate Land transfer taxes and the available rebates
  • Calculate the maximum loan you can borrow
  • Stress test your mortgage
  • Estimate your Closing costs
  • Compare your options side by side
  • Search for the best mortgage rates
  • Email Summary reports (PDF)
  • Use my app in English, French, Spanish, Hindi and Chinese

Purchase

 

You want to buy a home but sometimes the process can feel overwhelming and stressful. My aim is to provide you with relevant information so you may make informed decisions. After that, I lead the application process on your behalf.

Refinance

 

You may be looking to access equity already built up in your current home. Perhaps it's time to start your renovation, consolidate old debt or buy an investment property – let's start a conversation around the options available.

Renewal

 

Get an independent assessment on your renewal offer from your current mortgage lender – it may be that there are more competitive terms available with other lenders. Enjoy peace of mind that you are getting the best rates available for your situation.

First Time Homebuyers

 

Let’s find out what you qualify for and walk through the mortgage application process so that you are in control. I will make the process straightforward and easy to understand.

Reverse Mortgages

 

For the majority of Canadians, their home represents their greatest asset. And yet for some, particularly when on a fixed income, it can be hard to meet every day costs or healthcare bills. If you are age 55+ a reverse mortgage will allow you to access the equity in your home and turn it into tax-free cash without a need to sell the family home. In addition, there are no monthly payments required.

Smith Manoeuvre

 

Master your mortgage and eliminate your mortgage debt faster, generate valuable tax deductions and invest for your future. Starting now – ask me how!

Let's Talk

Contact us today to see how we can help you.